Mortgage Decreasing Term Assurance
Decreasing Term assurance sees the amount to be paid out decreasing over the term of the policy. Most often used to cover mortgages, this type of term life assurance has the payout sum reducing over time just as the amount owing on the mortgage reduces.

You may wish to add Critical Illness Cover to the above to give you peace of mind.

 

Accident Sickness Unemployment cover
Imagine the circumstances. Through no fault of your own you lose your income because you become unemployed. Or you're unable to work because of an accident.

Your mortgage will still need to be paid, as will other family household outgoings like credit cards, loans, council tax, utility bills and even life cover. So what can you do?

Protect yourself and your dependants from short-term financial hardship with Accident, Sickness and Unemployment Insurance.
For a longer term solution to accident and sickness that would pay out for more than 12 months, we recommend Income Protection.